Discovering severe roof damage after a storm can be overwhelming - Hi! Katie here again, coming to you live from E-Z Roofing in Augusta, GA and in this blog post, I'll guide you through the necessary steps to address the immediate aftermath and share valuable insights on preventing future storm-related issues.
Assessing the Damage:
FIRST THINGS FIRST - When faced with a damaged roof, the first crucial step is a comprehensive assessment, or "Roof Inspection." Equip yourself with a camera and notepad, documenting the storm damage visible both inside and outside of your home. This first hand evidence could come in handy while discussing the damage and potential claims with your insurance company and contractors. Being proactive can be beneficial as well - Should you know a storm is on the way, document your property's current condition beforehand.
Remember, safety first - No ladder acrobatics! According to the US Bureau of Labor Statistics roofers were faced with the second highest fatal work injury rates in 2022. Let the pros handle the heights!
Taking the Appropriate Steps:
CALL YOUR INSURANCE COMPANY - After documenting the damage on your property, call your insurance company and file a claim. They will send a representative (or Claims Adjuster) out to inspect and document the damages, then report back their findings. They will either approve or deny your claim - If denied, you would be responsible for making the necessary repairs out-of-pocket.
Channel your inner insurance guru when it comes to knowing your coverage types and limits, as well as deductibles - If there isn't enough damage to even cover the expense of your deductible, you may decide against filing a claim in the first place.
FIND A CONTRACTOR - Now as you embark on the journey of repairs and restoration, you'll want to find a roofing contractor who is Licensed, Bonded & PROPERLY insured (I can't stress that enough!) as well as an experienced roofing contractor with a good reputation on Google and the Better Business Bureau.
The contractor will perform a roof and attic inspection, examining the most critical components of the roofing system and documenting the damage found for your review. The technician will prepare an estimate for repairs and can also install a tarp on your roof, should it be necessary.
What's Next?
PREVENTING STORM DAMAGE - When the storm clouds clear, think ahead! It is important to consider maintenance to your home that can reduce damage in the future.
For example: Trimming low-hanging or dead tree branches and removing projectile objects from your yard can reduce damage. Also, replacing missing or damaged shingles, can prevent future leaks and protect surrounding shingles from being ripped up with the next wind storm. Regular Roof Maintenance like re-sealing flashings and nail-pops can be super helpful as well, because it decreases the likelihood of developing a new leak. Many roofing companies offer annual or bi-annual maintenance plans for just this purpose!
For those looking to take the hassle out of roof maintenance, check out our E-Z Overhead Care Club - because your roof deserves a VIP treatment!
My parting advice? Make maintenance your ally - It's not just repairs, it's an investment in a resilient future.
Cheers to weathering the storm, and here's to a home that stands strong, come what may!